By Guest writer: Mugabi Patsy.

How do you say I love you this Valentines without putting your financial health in jeopardy? With Valentine’s Day just around the corner, here are a few tips to make it memorable without getting stressed.

Take time off together and stay indoors.

Valentine’s Day falls on a Friday this year, which is the most ideal time to relax and wind down. Shake off the stress of the week and do something but fulfilling to both of you. You can still make the day special even while indoors by planning a game night, binge-watching your fave movies or even setting up at-home spa night.

Put your heart into a home-cooked meal

If you missed out on a dinner reservation at a restaurant, you can still cook at home. Sharing a savory meal on this day is as simple as setting aside time to cook for or with your partner. A pro tip for the guys, a candlelit dinner will go a long way. You can also plan for breakfast in bed on the morning of February 15th.

If cooking is not your forte, then you can look for inspiration using several cooking apps like Cooking Recipes or Yummly. These also help you save money over time as opposed to eating out every night.

Get creative.

Breaking the bank should be the last thing on your mind this Valentine’s. Spill your creative juices and take a trip down memory lane. Recreate your favorite memories or create some new ones. Invest in your talents or learn a new skill together. Take a painting class .Even if you’re no Rema or Kenzo, you write a song together or play an instrument in turns , but whatever you do, throw your heart over the bar.

If you’re going out do something unexpected. 

You can avoid Valentine’s crowds and make the day more memorable by going out to a very low-key place. You can even leave notes with ideas like in a scavenger heart to make it more adventurous as you plan to spend quality time together. You are enjoying time together on a budget. Fancy but lowkey.

Plan for the near future.

As you enjoy your dinner date and bottle of wine this valentines take it a notch higher and plan for your financial health and future money plans. This is to ensure you are both on a journey to financial freedom. Talk about individual savings, joint accounts, spending plans, investing opportunities. You can also discuss the issue of debt. Did you know you can qualify for a loan of up to UGX 1,000,000 that is directly deposited to your MTN Mobile Money account using MTN MoKash?

Remember that your love is just about the two of you. Collect memories, not things and save your monies with MTN Mokash.