If you are fed up of money talk for one reason or another, just sit back and brace yourself because this is a topic that will not be pushed under the covers just because you are fed up of the struggle street. Money is vital; everyone needs money that’s just as plain as it is. When it comes to money and related behavior, there are so many labels attached. The reason you should read on is that we uncover these personalities that you either identify with or should avoid.
Do you remember the story of the prodigal son? Yes that’s exactly what you are if you fall under this personality. The irresponsibility one bears when it comes to handling money can cost them a lot in their lives. Money isn’t something picked off a tree. People work to earn it so the least you can do after going through toil to earn your money is to handle it carefully. This eat once starve once mentality should be thrown to the pits.
This category of people spends more than what they can afford and then spend the rest of the time trying to make ends meet. It’s a lot more like the spendthrift but this personality does not really have a plan on what to spend on. They live in the moment to satisfy their immediate wants. Whether it’s on high-risk investments, designer labels or anything that drains you of cash; they tend to operate under a cloud of secrecy.
This is a very admirable personality to have because it takes a lot of discipline to make the decision to save money periodically and strictly. Saving with a goal is different from a person who just saves so that they can have some money on their bank account even if it means going hungry for several days. Now the latter is what you should avoid. If you died of hunger who would enjoy the money sitting on your account? Did you know that the more you save with MTN MoKash the better your chances of getting small term loans with favorable loan limits and terms?
This kind is always looking for the next opportunity to invest money. People with this personality normally have speedy growth in their endeavors. They do not need much to start business, they look within their friends, find problems that they can solve with a service or product that they can bring to life.
The free spirit
People in this category identify with a number of money personalities to a degree. Some days they are spendthrifts because they have to be, sometimes they’re gamblers because they’ve got cash to blow, and sometimes they lend money to people they shouldn’t. They are a bit of a procrastinator and not a massive fan of hard work.
No one is 100% one personality. People normally have 2-3 personalities they identify with but in all this, do not be the unphased youth. That is an unclassified category for a reason. Totally dangerous for you and the people around you.